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As personal finance author Beth Kobliner notes in her book , when you pay off a credit card bill with a 14% interest rate, “you’re in effect paying yourself 14%, guaranteed, and tax free.” That’s an amazing return on investment!
Whenever I get down like that for any reason, instead of wallowing, I like to take some kind of action.
Here are some of the sites I found invaluable during my own finance education (as well as a few that started after I hung up my FLS hat): 2. There’s a moment from my college days that I distinctly remember.
It was just a few months after I was completely on my own for the first time.
To that end, today we begin a series on financial goals to aim for during different periods of your life. One of the weird things about the modern age, is that even though money plays such a huge role in our lives, most of us don’t get any formal personal finance classes in school.
First up: personal finance goals for your twenties. Parents often don’t talk with their kids about the finer points of money management either.
But even so, there are steps you can start taking now that will lay a good foundation for building wealth and security as you get older.