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Posted by / 10-Oct-2019 22:38

Money typically pours into funds after they receive a five-star rating from Morningstar, the Journal found. There is no question that Morningstar has greatly improved the transparency and rigor of data on mutual funds’ holdings and performance, making it easier for individual investors to compare funds.Morningstar says it has never claimed its star ratings suggest how funds will perform in the future.The star system is strictly backward-looking, assessing past performance, the firm says.“We have always been very clear that it’s not intended to predict future performance,” the company said in a written statement.“The star rating works well when it’s used as intended: as a first-stage screen that helps identify lower-cost, lower-risk funds with good long-term performance,” Morningstar said.“It is not meant to be used in isolation or as a predictive measure.She described herself as an outspoken, confrontational b****" on the show. "What I had planned and was getting excited about had disappeared in a matter of moments.Ferne was a regular on the series until she quit in 2016, explaining she felt she had become a "pantomime character" and had to leave for her "sanity". "It was so hard to deal with what happened but then I realised it was not about me, but about my child.

Her mum Gilly, has also appeared in some episodes of Towie and was seen giving Ferne a massage to get her ready for a date in Celebs Go Dating.Ferne also has a sister Sophie and a one-year-old nephew named Ronnie.Prior to getting her spot on Towie, Ferne was a hair stylist and colourist for six years.Ferne had her first brush with stardom when she finished in the top 15 in Miss England in 2012.However, it wasn't until the following year that she became a household name after her debut on the ninth series of Towie.

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Funds that earned high star ratings attracted the vast majority of investor dollars. Of funds awarded a coveted five-star overall rating, only 12% did well enough over the next five years to earn a top rating for that period; 10% performed so poorly they were branded with a rock-bottom one-star rating. Some 250,000 financial advisers rely on Morningstar’s data, services or ratings, according to the firm.

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